James H. Bushart, Missouri Public Adjuster https://validator.w3.org/feed/docs/rss2.html Engineer Speak – “Functional” v. “Cosmetic” Damage Speak Directly With a Missouri Licensed Public Adjuster Free Review of Your Denied Missouri Insurance Claim Contact Me Missouri Coverage Areas For James H. Bushart, Public Adjuster LLC Testimonials Frequently Asked Questions Exposing Bias in Insurance Forensic Engineering Reports The Improper Use of Engineers to Deny Insurance Claims Does Your Insurance Provider Pay Claims? Have You Underinsured Your Home? Does Your Insurance Provider Think You’re Stupid? State Farm v. Their Missouri Policyholders The Engineer Who Lied in His Report to the Insurance Company Earthquake Insurance in Missouri Engineer Reports, Insurance Claims, and Policyholder Rights Computer Generated Estimates from Insurance Adjusters Personal Property Inventories for Insurance Claims How To Recognize a “Soft” Home Inspection Report How to Help Your Insurance Company Deny Your Claim Who Can Represent You With Your Hail/Wind Damage Claim Business Owners’ Property Insurance Applications Can My Contractor Hire a Public Adjuster to Represent Me? Property Depreciation – Age Should NOT Be the Only Factor “No hail damage” Concluded Before the Roof Inspection? Why Missouri Contractors Cannot Negotiate Your Insurance Claim. Were You Sold a Homeowner Policy with “Functional Replacement Cost” Coverage? A Broken Water Pipe and the Insurance Claim Emergency Supply Kit for Severe Weather Will a Public Adjuster Get Me Extra Money from My Claim? What Bad Faith in an Insurance Claim Might Look Like Can You Expect an Unbiased Report from Your Insurance Company’s Engineer? TBL Real Estate Read Me First 2016 – Our Most Interesting Claims Is Your Property Fully Insured? My Roof is Leaking. Should I File an Insurance Claim? Public Adjusters Negotiate on Behalf of Policy Holders … Not Their Contractor Mistakes To Avoid When Filing an Insurance Claim What Is Your Burden of Proof When Filing an Insurance Claim? Missouri Law and Your Insurance Company Do You Become the Enemy When You File an Insurance Claim? If My Neighbor Has Hail Damage, Should I Also File an Insurance Claim? The Need for a Personal Contents Inventory Andrew Kestner Improper Insurance Claim Practices in Missouri The Insurance Company’s Adjuster and Your Claim What Is Insurance Fraud in Missouri? “My Contractor Says My Roof is Shot but My Insurance Company Won’t Pay” Missouri Homeowners/Business Insurance and the Roof Hail Storm vs. Hail Damage Ben Hirasawa Are the Engineer Reports Purchased By Insurance Companies to Deny Claims Accurate and Truthful? Engineer Speak – “Cosmetic” Versus “Functional” Damage Is Your Home Under Insured? Fighting the Good Fight Warning – War Exclusion Being Used to Deny Business Claims for Cyber Attacks The Bias of “Independent” Insurance Adjusters How NOT to Insure an Older Commercial Building 2015 – Our Most Interesting Claims 2018 – Our Most Interesting Claims Radiant Barriers – Good for Energy Savings/Bad for Fire Safety Home & Commercial Insurance Claims Highlights – 2014 New Scam Law Protects Missouri Seniors How to Determine the Age of a Building Insurance Adjuster and Engineer Make a $69,000 Mistake at Policy Holder’s Expense Richard and Mary Beauchamp, Manchester MO How to Get a Missouri Occupancy Permit 2017 – A Few of Our Most Interesting Claims Should Insurance Companies Adjust Their Own Claims? Mesothelioma Treatment Information for Homeowners 2019 – Our Most Interesting Claims