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I am NOT an attorney.  The information in this blog does not convey any legal or professional advice of any kind.  Each insurer handles their claims differently and visitors should note that this blog is only for informational purposes.

The opinions expressed in this blog are those of the author.

Nothing in this blog is intended to recommend a specific course of action.  If you are in need of specific information, please consult with an attorney or me.  My opinions may change based on the specific circumstances of your situation. 

The internet in general, and this blog in particular, is not a consistently or personally reliable source of information for your unique and particular circumstances.  Consult directly and personally with real people before making decisions about your life and/or insurance claim.  You will be glad you did.