I am NOT an attorney. 

The information in this blog does not convey any legal or professional advice of any kind.  Each insurer handles their claims differently and visitors should note that this blog is only for informational purposes.  

The opinions expressed in this blog are those of the author.

Nothing in this blog is intended to recommend a specific course of action.  If you need specific information, please consult directly with an attorney or me.  My opinions may change based on the specific circumstances of your situation.  My descriptions of previous claims I have worked are not meant to convey that you should take the same or similar actions and expect similar results since differences in your circumstances, insurance carrier, and insurance policy could have achieved a different result.  Again, for specific information about your specific needs, please consult directly with me or your attorney.

The internet in general, and this blog in particular, are not consistently or personally reliable sources of information for your unique circumstances.  Consult directly and personally with real people before making decisions about your life, health, and/or insurance claim.  You will be glad you did.

Accordingly, nothing published in the blog is intended to – or able to – replace professional advice provided to you by a professional person after consulting with you about your needs and circumstances.  

With this understanding, I hope you will find the blog to be helpful, informative, and a productive way to begin your research.