Speak to a Missouri Licensed Public Adjuster

Having Missouri licensed Public Adjuster James H. Bushart on your side can make a difference with your insurance claim. 


public adjuster

James H. Bushart, PA, SCLA

James H. Bushart, Public Adjuster LLC

Who I Am.

My name is Jim Bushart, and I am the Missouri licensed public adjuster you will speak to when you call.  I have been adjusting claims for insured Missouri business and homeowners since 2012 and, prior to that, I was a command level paralegal in the U.S. Air Force, a government claims examiner, and a building inspector/code enforcer.  Additionally, I am a Senior Claim Law Associate and a member of the National Association of Public Insurance Adjusters (NAPIA).

What I Do.

Whether it’s fire, water, wind, hail, or any other type of loss, I can help you with the complex and confusing process of dealing with your insurance company and getting the compensation you deserve, particularly when your claim has been denied or underpaid, including denied claims that used reports from engineers to support the denials

I reopen closed claims that were denied or underpaid, turning amounts from zero or only a few hundreds of dollars into final payments of hundreds of thousands of dollars after a thorough investigation of all the facts and the use of correct and effective interpretations of policy coverage language. 

I have also reviewed claims and informed policyholders when the decisions made by their insurance company were correct and reasonable, and I will explain to them why.  Sometimes, but not always, insurance companies get it right.  When they do, I’ll tell you.

How I Can Help You.

Over the last decade, I have earned the trust of policyholders, contractors, and attorneys who used me to achieve fair and reasonable settlements of insurance claims without lengthy and expensive litigation for themselves as well as their clients.  

My years of successful experience, education, and training provide me with the knowledge and skills necessary to correctly interpret and apply insurance policy language and requirements to damaged Missouri private and commercial structures.

Rather than simply settling on a “middle ground” compromise between two estimates, I have developed and use a technique that is unique among public adjusters; one that results in full payments that address the full cost of restoring damaged property to its pre-damaged condition, instead of lowballed or “ballpark” estimations made by insurance adjusters.


It is important to know that not every insurance claim requires hiring a public adjuster; however, when unfair treatment by your insurance carrier is strongly suspected or confirmed, or when your claim is complicated and difficult to correctly present, I can help you.

Call me to discuss your claim.



Free Telephone Consultation with a Licensed Public Adjuster for Missouri Policyholders

When you call me, you are not dialing an “800 number” that will be answered out of state. 

Your contact information will not be collected and sold to a public adjuster network.  I answer my own phone when you call, I am licensed only in Missouri, and do not adjust claims for policyholders outside of Missouri.

Public Adjuster

Member, National Association of Public Insurance Adjusters (NAPIA)


Member, Society of Claims Law Associates


Serving all of Missouri and only Missouri.

Columbia, Springfield, St. Louis, Kansas City, Chesterfield, St. Charles, Rolla, Moberly, Wildwood, Union, Washington, Lebanon, Hazelwood, Florissant, and more.


Cell: 314-803-2167   Fax: 417-847-6688


(The business entity, James H. Bushart, Public Adjuster LLC, and Jim Bushart are both individually bonded and licensed by the Missouri Department of Insurance.)