Who He Is.
Jim Bushart is an experienced and licensed public adjuster with a record of success in negotiating personal and commercial insurance claims on behalf of Missouri policyholders for damage caused by fire, smoke, water, and storm, including reversals of denied insurance claims – particularly when those denials were based upon reports written by engineers and other professionals for the insurance company.
What He Does.
He represents Missouri policyholders and businesses with damage claims to their insurance carriers and specializes in residential and commercial building claims that have been improperly denied by insurance companies that used reports from engineers to support their denials.
He has turned erroneous insurance claim denials into paid claims by using the same engineer reports that the insurance company used to deny them. He has reopened many closed claims that paid policyholders only hundreds of dollars and re-negotiated final payments of hundreds of thousands of dollars by way of a thorough investigation and the use of correct and effective interpretations of policy coverage language applied to proven existing damage.
When you call for assistance, you are not dialing an “800 number” that will be answered out of state. Your contact information will not be collected and sold to a local public adjuster that you never spoke to. Jim Bushart answers his own phone when you call, is licensed in Missouri, and does not adjust claims for policyholders outside of Missouri.
As an advocate for the truth, he has acted as both fact witness and expert witness for policyholders who have sought relief through the court for the wrongful use of engineer reports by their insurance companies to deny their claims for property damage. He has also reviewed complaints and advised policyholders when he believes that the conclusions drawn by the insurance company and their engineer were not unreasonable and why.
How He Can Assist You.
Over the last decade, Jim Bushart has become the “go-to guy” for policyholders, contractors, and attorneys who seek his service and advice for fair and reasonable settlements of insurance claims without lengthy and expensive litigation.
His background as a Department of Defense claims adjuster/paralegal, Certified Building Analyst, and municipal residential and commercial building inspector provides him with the background, knowledge, experience, and skills necessary to correctly interpret and apply insurance policy conditions and requirements to damaged Missouri private and commercial structures.
Rather than settling on a “middle ground” compromise between two estimates, Jim Bushart has developed a technique that is unique among public adjusters; one that often results in full payments that address the full cost of restoring damaged property to its pre-damaged condition, rather than lowballed or “ballpark” estimations.
Not every insurance claim requires hiring a public adjuster, but when suspicions of unfair treatment from their insurance carriers are strongly suspected or confirmed, or when claims are complicated and difficult to present, Jim Bushart has agreed to represent the policyholders, thoroughly investigated their claims, and turned many of their frustrations, fears, and denials into cash. Perhaps he can help you, too.
Free Telephone Consultation for Missouri Policyholders
You will notice that this is NOT an 800 number that rings out of state to a national office that will sell your contact information to a public adjuster in your local area. Jim Bushart answers his own phone.
Serving all of Missouri and only Missouri.
Columbia, Springfield, St. Louis, St. Charles, Rolla, Moberly, Wildwood, Union, Washington, Lebanon, Hazelwood, Florissant, and more
Cell: 314-803-2167 Fax: 417-847-6688
(The business entity, James H. Bushart, Public Adjuster LLC, and Jim Bushart are both individually bonded and licensed by the Missouri Department of Insurance.)