References are available upon request so that you may speak directly to people who have hired me to assist them.  This is always a good idea before deciding to hire a professional to assist you with such important matters as these.  The following are a few kind words shared by some former clients:




“Jim Bushart is an expert Public Adjuster; he is professional and works tirelessly for the consumer. 
“We own a commercial property in West County, St. Louis, and had three flat roofs damaged by a storm.  We filed a claim with our insurance company, and they sent 3rd party paid engineer to generate a report which was referred to when they denied the claim.  We called Jim Bushart and explained the situation, provided him with all the facts, all the insurance company correspondence, photos of the damage, and the engineer’s report.  He pointed out numerous inconsistencies in the report and proceeded to work on our behalf directly with the insurance company. Shortly thereafter, the insurance company sent us a six-figure check for all the damage.” 
“We highly recommend Jim, he is a great advocate for owners like us, and be assured, you will need one going against the big insurance companies.  Thanks again Jim for all your hard work.”
TBL Real Estate, Ballwin, MO



“My wife and I were having work performed on our property by a contractor that convinced me that I needed more work done to my house than was needed and destroyed it in the process. After paying this contractor a considerable amount of money, we tried to get the materials delivered to our property that was due to us. He either could not or would not produce these materials. “We called our attorney and he advised us that we needed someone who could represent our case to the insurance company since this contractor took our money and destroyed our house. We received Mr. Bushart’s name from our financial advisor who was helpful in finding such a person. “Mr. Bushart is a Licensed Public Adjuster who handles cases between insured persons and their insurance companies. His expertise is vast and his knowledge is convincing. Without his expert handling of my case with my insurance company, I would not have recovered anything. “I can with all faith and honesty recommend James H. Bushart. Without his help I would have made many mistakes and suffered greatly.”

Richard and Mary Beauchamp, Manchester, Missouri



“In 2011, my home was damaged by a tornado. The roof was affected and shingles were ripped or missing. As I examined my homeowners insurance policy, I discovered that, in small language, my roof had been excluded from my policy the year prior to the storm because of its age. “I was devastated because I had no way of paying for it and I nearly went into bankruptcy trying to have repairs made out of pocket.”So on May 31st, 2013 an F3 tornado struck my home directly, causing extensive damage to my home, garage, utility shed and fence. Trees were uprooted or broken and stacked like matches all over my land.”I was in shock, I had just received documents from my new, property insurance company and I wasn’t going to take a chance, this time with the insurance company not honoring my claim.”I was told by a friend, who is a real estate agent, great things about James H. Bushart, a public adjuster, who will fight for me and he did. “He sat down with me and explained exactly what was going on and what to expect. “Jim has increased the amount of claim money paid from what my new insurance company had initially offered, significantly, and he has made sure that I received all that I deserve. THANK YOU JIM !”

Courtney T., St. Louis County, Missouri



“Many thanks, Jim, for doing a really great job.”

Pat M. Moberly, Missouri



“My insurance company refused to pay anything toward the storm damage to my home after many years of paying premiums and having never filed a claim. My roofing contractor suggested to me that I call a Public Adjuster that he knew and had worked with, so I contacted Jim Bushart for his advice and decided to have him represent me with my claim. As a result of his efforts, my insurance company paid me enough money to re-shingle my roof. If you have a property claim, call Jim.”

Paul A. Sullivan, Missouri



“Jim, I want to thank you, in my most humbled words, for “going above and beyond” … Your comfort, sincerity, kindness and patience, through one of the most difficult times in our lives, will not be forgotten.”

Heather S. Columbia, MO



“Jim Bushart is the best public adjuster around! He can handle it all and is the epitome of professionalism, knowledge, and courtesy. This is the man you want in your corner!”

Kellye Graham, Spanish Lake, Missouri



“We had a fire at our rental property that was recently leased to our tenant. [Name Withheld] Insurance Company paid nothing toward my claim and did not return my calls or letters for weeks. I was very frustrated and losing rental income every day it was not habitable. I contacted Mr. Bushart who advised me of what immediate steps I could take and, with his advice and assistance, my insurance company quickly sent me a check for $110,000.00 – which was still much less than what I was entitled to. He continued to negotiate for me and I soon received an additional $16,000.00 for damages as well as back rent that I lost. I highly recommend his services.”

Dennis and Michele D. St. Louis County, Missouri



“Thanks for your services…… It was indeed a steep hill to climb……. what a shame what some insurance companies will do to NOT pay a claim. Please feel free to use me as a reference if you so desire.”

Ron B. Springfield, Missouri



“Had a hail storm roof damage in June 2013, my insurance refused to pay for replacement even with obvious damage to the roof. After months of negotiations with no luck, I decided to call Jim. He was able to make the insurance company replace my roof. All I can say is, Jim knows his stuff, very professional and knowledgeable. I will highly recommend his services.

M. Duaban, Springfield, MO


(After re-opening her claim and getting her an additional 60% of what she had been originally paid …) “God bless you, Jim. I will be sure to tell everyone I know about your service.”
Lena A., North St. Louis County, MO



Thanks for your service.  Carol and I appreciate all that you have done for us.  Thank you!  Thank you! Thank you!

Dick and Carol J., Lebanon, MO




After a few hours of being away from the house running errands, we arrived home to find water POURING out of the ceiling of the main floor of our house, only to find out that a water pipe had burst on the 3rd floor of the house which resulted in flooding all 3 levels of our house! Since I had never filed an insurance claim before, I was under the impression that the insurance company was on my side, therefore would take care of the damage on the property I had been paying them to insure … after all, this was MY insurance company, right? I soon found out just how wrong I was.

The insurance company’s adjuster came out about a week after the pipe burst and inspected the damage to the house. Then we anxiously awaited his figures so that we could begin the work and get our family moved back into our home. We were shocked at that point to find out that the insurance company only wanted to pay us $11,000 to fix all three stories of our flooded home. I immediately called my agent for help and, despite his good intentions, I quickly discovered that no matter how well you know your agent and you good you think they are, they have absolutely no pull with the large insurance company. It was at this point that I knew the insurance company had no interest in helping me and I realized I would have to help myself, so I began searching the internet for options to help with insurance claims.

When I began doing research online for help with my insurance claim, I discovered the profession of a “Public Adjuster”, which I had never heard of before. I found a few different companies online and began calling around, as I wanted to ensure that I found someone that was reliable. I was not impressed with the large companies that covered the entire US, as they just treated you like another number … I did not feel that they would provide the personal level of service that I was looking for to address this major event that I had going on. I then called Mr. Bushart who personally answered the phone, listened to all of the problems I had, then explained how he could possibly help me. By the time I got off of the first call with him, I was very relieved … I finally had found help!

I have to admit though, at first I was leery of committing to pay the fee a public adjuster charged, so I thought about it for about a week before I committed to hiring Mr. Bushart, but in the end, I would have been more happy to pay him twice as much as he charged. Not only due to the eventual insurance payout of nearly quadruple their initial estimate, but more importantly because of the personal level of service he provided. He actually made two 9 hour trips to my house … first to view the damage, which I expected, but then he came back the second time when the insurance company sent their adjuster back out to address the discrepancies between their adjuster’s estimate and Mr. Bushart’s estimate. I was very glad that he did make it back the second time … it was worth every penny I paid to be able to sit there and watch Mr. Bushart use his vast knowledge to effectively address what I believed to be an unfair and arrogant adjuster sent by the insurance company.

I hope to never have to go through another insurance claim again, but if I do, I will call Mr. Bushart in on Day #1!
Andrew Kestner, Dexter, MO

Here are a few examples from over several million dollars of recovery:

In St. Louis County, the insurance company denied a legitimate claim for hail damage. The policyholder hired me to assist and we negotiated a settlement for $80,000.00.

In Overland, the insurance company denied a legitimate claim for water damage caused by a broken water main. The policyholder hired me to assist and we negotiated a settlement of over $19,000.00.

In Ava, the insurance company denied a legitimate claim for water damage caused by a broken water line inside the home.  The policyholder hired me to assist and we negotiated a settlement of over $89,000.00.

In St. Louis, the insurance company denied a legitimate claim for hail damage.  The policyholder hired me to assist and we negotiated a $232,000.00 settlement.

In Moberly, the insurance company paid $127 for a legitimate claim for hail damage.  The policyholder hired me to assist and we negotiated a $117,000.00 settlement.

In Barnhart, the insurance company denied a legitimate claim for hail damage to a commercial building.  The policyholder hired me to assist and we negotiated a $682,000.00 settlement.

In St. Louis, the insurance company offered $100,000.00 to restore the damaged roof of a historic building.  The policyholder hired me to assist and we negotiated a $228,000.00 settlement.

In Ballwin, the insurance company denied a legitimate claim for damage to a commercial structure.  The policyholder hired me to assist, we re0pened the claim and negotiated a settlement for $345,000.00.

In Clayton, the insurance company denied a legitimate claim for hail damage to a condominium building.  The policyholder hired me to assist and we negotiated a $22,000. settlement.

… and the list goes on.


It doesn’t cost you anything to contact me to see if I can help you with your claim.

Call today at 314-803-2167.

One response

  1. Having known JAMES H. BUSHART, MISSOURI PUBLIC ADJUSTER for over 10 years, I am not at all surprised by the gracious Thank You replies left by appreciative clients. When it appears your Insurance Company is more devoted to the shareholders and bottom line than respecting you as a client with a claim and reside in Missouri, my I suggest, give James H. Bushart a call. You will not be disappointed.

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