Welcome to Springfield, Missouri

Do you serve Springfield and Southwest Missouri?

Yes. This is a statewide Missouri practice with primary service in Springfield / Southwest Missouri and in the Kansas City metro. Southwest work covers Greene, Christian, Taney, Jasper, and Barry counties and the surrounding communities.

Who do you represent in the Springfield area?

Springfield homeowners and business owners whose property damage claims have been denied, underpaid, or disputed. Springfield and the Ozarks region see frequent severe weather — hail, tornadoes, high winds, and ice storms that cause serious property damage. Whether it’s hail, wind, water, or fire damage, I can review your settlement and tell you if it’s fair.

Why hire a Missouri-based public adjuster instead of a national firm?

When a major storm hits, out-of-state adjusting firms travel in, sign up as many files as they can, and move on to the next catastrophe. A public adjuster based in and operating exclusively in Missouri is a different proposition: licensed here, present here, and accountable here. He knows the carriers that write Missouri policies — State Farm, Shelter, American Family — the storm patterns behind the losses, and the Missouri Department of Commerce and Insurance claims process. You get one point of contact who handles your claim directly, not a rotating file in a national queue.

What kinds of claims do you handle in Southwest Missouri?

Commercial property claims of any size and larger residential losses — hail, wind, and tornado damage, fire and smoke, and water. The focus is claims that were denied or grossly underpaid: documenting the damage, preparing the claim, and negotiating the amount of loss with the carrier.

What do you actually do on a claim?

I review your policy, arrange independent inspection where a claim calls for it, document all damage including what the insurer missed, and negotiate on your behalf. SCLA designation. NAPIA member. Missouri-licensed since 2012. I have handled disputes with Allstate, Nationwide, State Farm, Columbia Insurance, and others across Missouri.

My Springfield-area claim was denied — can it still be reopened?

Yes. A denial or a closed file doesn’t end your rights under the policy. Underpaid and closed claims across Southwest Missouri are reopened regularly when new documentation shows the original inspection missed damage or mispriced the repair.

Disputes with a specific carrier?

If your claim involves State Farm, Shelter (headquartered in Columbia and common across Southwest Missouri), or American Family, see the carrier-specific pages on this site for what tends to go wrong and how those disputes are handled.

What does it cost?

I work on a contingency fee — a percentage of what I recover for you above what your insurer has already paid or offered. See all areas I serve: Missouri Coverage Areas.

James H. Bushart, Licensed Missouri Public Adjuster
MO License #8207067 | SCLA | NAPIA | 314-803-2167

James H. Bushart is a licensed Missouri public adjuster (License #8207067 — verify). A public adjuster is not an attorney and does not provide legal advice or legal representation. This page is general information about the property-claims process in Missouri, not legal advice, and does not guarantee any outcome. Every claim is evaluated individually.

www.missouripublicadjuster.org