Welcome to St. Charles, MO

St. Charles County is one of the fastest-growing areas in Missouri — and with that growth comes exposure to the severe weather that hits the greater St. Louis metro every storm season. Hail, straight-line winds, tornadoes, and flooding regularly damage homes and businesses throughout St. Charles, O’Fallon, St. Peters, and Wentzville.

When your insurance settlement falls short, you don’t have to accept it. I’m James H. Bushart, a licensed Missouri public adjuster serving St. Charles and the surrounding area. I represent policyholders — not insurance companies.

Free St. Charles area claim review: 314-803-2167

Who I Represent

St. Charles County homeowners and commercial property owners whose claims have been denied, underpaid, or disputed after storm, hail, wind, fire, or water damage. If the insurer’s offer doesn’t cover your actual losses, that number may be negotiable.

What I Do

I review your policy, arrange independent inspection where a claim calls for it, document what the insurance company missed, and negotiate on your behalf. SCLA designation. NAPIA member. Missouri-licensed since 2012. I’ve handled disputes with Allstate, Nationwide, State Farm, Columbia Insurance, and others.

How My Fee Works

I work on a contingency fee — a percentage of what I recover for you above what your insurer has already paid or offered. See all areas I serve: Missouri Coverage Areas.

James H. Bushart, Licensed Missouri Public Adjuster
MO License #8207067 | SCLA | NAPIA | 314-803-2167
missouripublicadjuster.org